Wang Xin, Director of the Research Bureau of the Central Bank: Strengthen international consultations on Libra, central bank digital currency, etc.

星球日报讯 央行研究局局长王信表示,央行数字货币有助于提升货币政策有效性、优化央行货币支付功能,提高央行货币地位和货币数量有效性。但同时,金融科技使金融脱媒的风险加大、带来监管套利风险。金融科技发展使金融交易更快捷、低成本,使资金绕开现有商业银行体系,直接输送给资金需求方和融资者,商业银行金融中介的地位相对降低,金融交易脱离现有金融监管的情况愈发严重,带来监管套利风险。 王信举例指出,国内不少互联网公司正转型成为金融科技公司,其金融监管问题不容忽视。各国对数字金融的监管理念、模式以及具体措施存在差异,跨国监管套利问题难以避免。 王信表示,人民银行高度重视金融科技应用相关研发。经国务院批准,央行正组织市场机构,共同进行DC/EP(带有数字货币特征的支付工具)研发。 王信强调,要加强数字金融基础设施建设。当前存在数据割裂、信息孤岛、数据垄断等问题,如何制定数字金融的数据标准,推动数据标准的统一、提升数据的机器可读性,是需要解决的问题。他表示,要加强数字金融领域的国际协调合作,在Libra、央行数字货币等方面加强国际协商,表明关切,及时推动有利于我国的国际标准、规则制定。(新浪财经)
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