Cardano founder: In the next 5 to 10 years, we will have a legal stable currency

Cardano创始人、IOHK首席执行官Charles Hoskinson在接受采访时表示,央行货币政策的长期连锁反应,将导致中小企业资金外流。随着各国走出衰退或萧条的阴影,加密货币将有机会挑战现有的金融体系。Hoskinson认为,加密货币取代法定货币取决于其创造信贷和有效利用现代金融服务原则的能力。现代金融服务原则可使缺乏资本的人能够通过借钱去购买房屋和汽车等大资产,但是对于加密货币,这将要求其摆脱标志性的特征:易受价格剧烈波动的影响。 Hoskinson表示,将债务信贷制度化是一项非常困难的事情。它需要稳定的资金,因为借贷方需要以一种具有可预测价值的方式来偿还贷款。因此,除非加密货币能够成为当前银行体系的另一种信贷体系,否则它永远不会取代法币。Hoskinson称:“但是我们已经进行了足够多的货币创新,所以我认为在未来5到10年内,我们将有一个合法的稳定币,能够在我们的生态系统中获得良好的稳定性。”(The Daily Hodl)
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