As the saying goes, people depend on food. As a traditional agricultural country. The issue of agriculture, rural areas and farmers has always been a major topic of national concern. It is related to the national economy and peoples livelihood, and it is also related to the vital interests of each of us. This years No. 1 central document clearly states: We will build agricultural and rural big data centers relying on existing resources, and accelerate the development of modern information such as the Internet of Things, big data, blockchain, artificial intelligence, fifth-generation mobile communication networks, and smart weather. The application of technology in the agricultural field. The digital economy may be full of vitality in the three rural scenarios.
With the strong support of national policies, many regions have successfully used blockchain technology to empower and upgrade my countrys agricultural development. For example: Anren County, Hunan Province has built a rural e-commerce platform of blockchain traceability + O2O; Zhongnan Construction and Beidahuang jointly established Shanliang Taste to jointly create the worlds first blockchain farm; JD.com AI Pig Raising” project also applied digital technologies such as AI and blockchain to realize intelligent feeding and product traceability throughout the whole process... The application advantages of blockchain technology in the agricultural field have gradually become prominent, which also contributes to a certain extent. The rapid development of my countrys overall agricultural industry has played a role in promoting it.
However, the application of the combination of blockchain technology and agriculture is still in the early stages of exploration, and the relevant application scenarios of blockchain landing are relatively single. The current application is mainly based on the traceability of the safety and quality of agricultural products. In fact, the distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm and other technical means of blockchain technology can just fit the prominent problems in my countrys agricultural industry, such as many links, high cost, and lack of scale. At the same time, it can be used as a technical solution to solve practical problems, leading the accelerated iteration of agricultural and rural production models.
The development of the digital economy has made outstanding contributions to the transformation of my countrys multi-industry. In order to promote the implementation of my countrys rural revitalization strategy, solve more pain points, and allow blockchain technology to have more applications in the three rural scenarios. In this article, Wanglian Technology will elaborate on the specific application scenarios of blockchain technology in agricultural finance, agricultural big data, and agricultural employment, and discuss the realization of more implementation and application expansion of blockchain.
Blockchain + Rural Finance: Acceleration of Loan Services
my countrys agricultural market has an economic volume in the trillions, and there are many favorable government policies to support it, but the development of agricultural finance has been unsatisfactory. According to the latest data released by the Peoples Bank of China, at the end of the first quarter of 2020, the balance of loans for production and operation of rural households in my country only accounted for 3.46% of the balance of various loans. The weakness of rural financial services and the vigorous development of the overall agricultural market present a considerable contradiction between supply and demand.
The reason is that the construction of the credit system of agricultural financial services is not enough to deal with the complex loan situation of agricultural practitioners. After all, agricultural production itself has a certain risk factor, and the economic status of agricultural employees also has great individual differences. It is difficult for financial institutions to evaluate the repayment ability of loan demanders. Moreover, agricultural practitioners usually use agricultural property rights such as rural contracted land management rights or forest and forest land contracted management rights as collateral for loans. The entire fund application process will not only involve banks, but also various independently operated state-owned systems such as forestry and land. , Information asymmetry makes it more difficult to monitor the circulation of collateral during the entire loan process, and the loan risk is further increased.
The data in the blockchain financial platform is tamper-proof and traceable. If you use the blockchain to use each step in the loan process as a node in the blockchain network, you will get an unmodifiable personal The data ledger of financial credit. It can eliminate the risk of personal information fraud and reduce the cost of information review before lending. At the same time, the circulation information of pledged objects will also be fully uploaded to the chain, and resources or assets such as property rights will be digitized. The real and transparent data will make the relevant property rights clear, and the trust relationship between various participants will no longer need high credibility. Third party, but directly built on the automated digital system, blocking the human factor. As a participating node in the entire supply chain, the bank can monitor it in real time, which can effectively reduce the banks lending risk. Moreover, characteristic technologies such as blockchain encryption algorithms and privacy computing can also perfectly solve the security problem of personal privacy data.
Blockchain + contract reconciliation: fully automated employment system
In the whole chain of agricultural production, the pain point of labor problems is quite deep. This is because the demand for labor in agricultural production has strong cyclical characteristics. Whether it is the front-end of production or the back-end of supply, labor demands of different sizes will be generated with the production cycle of agricultural products themselves. In order to achieve efficient operation, enterprises will hire many flexible employees, but the temporary labor contracts of different individuals are very different, which brings cumbersome and not automatic enough tasks to the relevant companies.
Compared with traditional paper contracts, blockchain smart contracts have obvious advantages such as low cost, high efficiency, easy management, and strong legal effect, which can help enterprises establish a fully automated employment system and greatly reduce the labor cost of enterprises . The signing of smart contracts can not only realize digital management, help simplify the contract management process, and effectively reduce contract operation and management costs; the entire electronic operation can also be not limited by time and space, promote efficient collaboration within the enterprise, and improve contract circulation efficiency ; The basic characteristics of blockchain technology such as decentralization and non-tampering can also save all contract information on the chain, and the entire operation process can be traced back, ensuring the openness, transparency and objective authenticity of electronic contracts; In the whole process of signing and execution, the interference of human factors is reduced. Using real data to complete the automatic verification and settlement of the system program can effectively reduce the hidden dangers of enterprise operation in the contract link and realize the intelligent construction of the employment system.
Blockchain + Big Data: New Opportunities in the Agricultural Industry
The development of smart agriculture cannot do without the digital upgrading of the agricultural industry. At present, the agricultural industry chain in China has the characteristics of long chain, complex links, and many participants. The resulting weak foundation for the development of digital agriculture and the dispersion of relevant data resources are difficult to solve. Production efficiency and operating benefits are more difficult to be effectively improved. In response to these problems, blockchain technology can be used to integrate the agricultural big data platform to efficiently realize the digitization and informatization of the entire agricultural industry chain, and finally form valuable agricultural big data.
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